To get started, just complete our secure online credit application. We’ll help you get pre-approved, making it even easier for you to shop for your next vehicle.
To get started, just complete our secure online credit application. We’ll help you get pre-approved, making it even easier for you to shop for your next vehicle.
Please speak with our trade advisor for more information.
With over 60+ years of experience serving drivers in our community, Abbott Motors has built a reputation as a reliable used car dealer offering quality, low-mileage vehicles at fair prices—including options under $12,995. Our mission is to make owning a car simple and stress-free for everyone, regardless of their financial situation.
Financing Tailored for You – Backed by Expertise
Our experienced finance team partners with a trusted network of lenders and insurance providers to deliver flexible and reliable auto loan solutions. Whether you have no credit, bad credit, or excellent credit, we can help secure financing that fits your budget, with low down payment options and a hassle-free process.
We take pride in being known for great customer service, reflected in our high online ratings and positive reviews from real buyers.
Have a vehicle to sell or trade? Use our free trade-in tool to estimate your vehicle’s worth. You can apply your current car’s value toward the purchase of a newer, more reliable option from our inventory.
Ready to finance your next vehicle with a team that prioritizes honesty, expertise, and customer care?
Apply online today or contact our finance team to learn more. We’re committed to helping you get on the road with confidence and peace of mind.
To speed up your approval and get you driving the same day, we recommend bringing the following checklist to our Lackawanna Car dealership:
Valid Driver’s License (or government-issued ID).
Proof of Income: Recent pay stubs (last 30 days) or bank statements if you are self-employed.
Proof of Residence: A utility bill, lease agreement, or phone bill in your name.
Proof of Insurance: If you have current auto insurance, bring your card. If not, we can help you get set up!
Absolutely. At [dealer-name], we finance the person, not the credit score. Unlike some big-box dealerships in Buffalo that rely solely on automated computer scores, our finance team looks at your current ability to pay. We specialize in helping customers with bad credit or first-time buyer status get into a reliable vehicle.
It is fast! After you submit our secure online credit application, we can often have a pre-approval ready in minutes. Most of our customers can select a vehicle, finalize their loan, start browsing our inventory, and drive home the same day.
We are a traditional dealership with a powerful network of lenders. While “Buy Here Pay Here” lots often don’t report your payments, we work with reputable national and local banksand credit unions. This means your on-time payments with us help rebuild your credit score, putting you in a better financial position for the future.
Yes, we offer flexible payment plans, including low down payment options. Your required down payment depends on the vehicle you choose and your specific financial situation. When you apply online, our goal is to find a structure that keeps your monthly payments affordable and fits your budget—not to drain your savings account.
Submitting our online application is a safe first step. Our initial review is designed to find the best lender match for you. We treat your personal data with the highest level of security and only pull your credit when necessary to secure your final loan offer.
Yes. First-time car buyers are welcome to apply. The team works with lenders that offer programs for first-time buyers, helping make vehicle ownership accessible even if you have limited credit history.
If the vehicle you want is not currently available, the dealership can help locate it through their vehicle locator service and dealer network, helping you find the right car at a competitive price.
Yes. To apply for vehicle financing at Abbott Motors, applicants must generally be at least 18 years old and hold a valid driver’s license. Additional requirements, such as proof of income and residence, may also be requested during the financing process.
Absolutely. Customers are welcome to schedule a test drive before completing or receiving financing approval. At Abbott Motors, we encourage drivers to experience the vehicle firsthand to ensure it meets their expectations for comfort, performance, and features before making a purchase decision.
Yes. Most vehicles available at Abbott Motors are eligible for financing. Our finance specialists work with a network of trusted lenders to provide flexible financing options for a wide range of vehicles, making it easier for customers to find a car that fits both their needs and budget.